FHA Loan

An FHA loan gives you a government-insured loan with flexible choices on your primary residence only. You may opt for the security of a fixed rate or the versatility of an FHA 5-year Adjustable Mortgage Program.

Qualification Requirements

  • Rate and term refinance up to 95% of your primary residence’s value
  • Buy a home with as little as 3.5% down (primary residence)

Product Details

  • Pay your mortgage at any time without pre-payment penalties
  • 30, 25, 20- and 15-year terms are all available with fixed rates
  • 5-year adjustable rate mortgage available