Conventional Loan

A Conventional Loan can be used with the Purchase or Refinance of a Primary Residence, Second Home, or Investment Property. Required credit score of 620 or above. We do offer Conventional Loan purchase and refinance options on multiple units. CONTACT US for more details.

30-Year Fixed – Primary Residence

Product Offerings

  • Refinance up to 95% of value (primary residence)
  • Refinance up to 90% of value (second home)
  • Refinance up to 75% of value (investment)
  • Purchase with as little as 3% down (primary residence)
  • Purchase with as little as 10% down (second home)
  • Purchase with as little as 15% down (investment)

20/15/10-Year Fixed

Want to own your home outright faster? Consider a shorter-term fixed program that meet your needs and save thousands of dollars in interest payments. As with the 30-Year program, your principle and interest will stay the same throughout the life of the loan. The shorter the term, the more money you will save.

Product Offerings

  • Refinance up to 95% of value (primary residence)
  • Refinance up to 90% of value (second home)
  • Refinance up to 75% of value (investment)
  • Purchase with as little as 3% down (primary residence)
  • Purchase with as little as 10% down (second home)
  • Purchase with as little as 15% down (investment)

Product Details for both 30/20/15/10-Year Fixed

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 20, 15 or 10 years (payments on loans may include taxes, insurance and mortgage insurance)
  • Your principal and interest payment will not change for the span of the loan
  • Pay off your mortgage at any time without any pre-payment penalties